Why would you want to leave your bicycle uncovered?

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Many cyclists want an additional layer of protection beyond their bike’s lock and chain. And having bicycle insurance – just makes sense.

A group of people riding bikes down a muddy road

A lot of people believe that specialist insurance is very expensive but this is far from the case. For as little as the price of a chocolate bar a week you can have peace of mind when it comes to your cycling adventures.

Our products ensure you are covered based on your needs

Your bike is likely to cost hundreds of pounds, and more and more of us are using bikes as our primary form of transport for work. But with more than 250,000 bikes stolen each year in the UK is this really something you want to happen to you and potentially be left out of pocket?
Theft
We cover theft from and away from your home.
Out-of-home coverage
Accidental damage
We’ll repair your bicycle or replace the damaged parts.
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Malicious damage
Find your locked up bike damaged? We’ll cover the costs to repair it.
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Transport
We cover your bicycle when you transport it on your car.
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Domestic travel
We can cover your bicycle for loss or damage in transit anywhere in the UK.
Replacement bike hire
We will reimburse you up to £500 for bicycle hire or the reasonable use of public transport while you await repair or replacement.
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*Arising from an approved claim
Lifetime new for old
If your beloved machine is pinched, we'll cover your bike new for old. Remember to keep your proof of purchase info, we'll need it for your claim.
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*Applicable to any new bicycle insured
Taxi fare reimbursement
We will reimburse you up to £250 for the reasonable costs of transportation for you and your bicycle, if your bicycle suffers a breakdown and cannot be repaired at the breakdown scene.
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Accessories & apparel
We love upgrades, gadgets and accessories as much as you do. Insure custom parts fitted to your bicycle, (such as upgraded carbon handlebars or a dropper seatpost), accessories (such as your cycling kit, GPS, or headlight) up to the value of £5,000. You can also cover the kit you’re wearing while you ride.
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Worldwide
Optional worldwide cover to extend your cover for up to 365 days abroad.
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*Limited to 90 consecutive days per journey.
Racing
Optional cover to insure your bicycle while taking part in a race or event.
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Wheelsets
Add additional wheelsets to your policy so you can swap your wheels to suit your ride with total peace of mind.
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How it works

Easy coverage in a couple of steps

1. Tell us about your bike

Enter information about you, your bicycle, and what you need.

2. Get your instant quote

We’ll walk you through policy options.

3. That’s it!

Your Policy Schedule will be at your fingertips faster than you can get on your bike and ride it. Which, if we’re being honest, is pretty fast!

Protecting your passion