Do e-bikes need insurance?

Your e-bike could be how you get to work and back each day or you ride it to keep fit. Whatever you use your bike for, the last thing you want is to be left without it unexpectedly. You may not think insuring your bike is necessary, but it could be why you stay on two wheels.

Expensive investment

Whether you’re riding a Brompton electric P line, a Trek Verve+ or the Cruiser ST from Cowboy, buying and owning an e-bike can be a significant investment. It might be something you’ve saved up for years, or maybe you’ve gone the environmental route and chosen an e-bike instead of a car. Regardless of what it cost you or how long you saved, it’s a large chunk of money you’ve put into one piece of equipment. Similarly, it’s a lot of money to lose unexpectedly, and having insurance on your bike could save you heartbreak later on.  

Liability Cover

Accidents happen; having peace of mind when riding through busy areas is essential. With Sundays, you can take out Cyclist Liability Cover from £2 per month, which protects you should you cause damage to a third party or a third party’s property whilst out riding. You’ll also receive emergency medical care and personal accident cover in the event of death or a permanent injury. For less than the price of a gel, you can ride worry-free, knowing that you’re covered if something happens.  

Theft from and away from home

The unfortunate reality is that theft is prevalent throughout the United Kingdom, and electric bicycles are a popular target for bike thieves. You’ve bought your bike to ride it, not to keep it locked away in a back room in your house. We understand your e-bike might be locked outside your office throughout the day or at the grocery store on a Saturday morning shopping trip. That’s why Sundays covers your bike against theft from home and away from home. It’s important to remember to use the correct lock when locking your bike up. Although this doesn’t guarantee that your bike won’t be stolen, it does make it a less attractive target to an opportunistic bike thief.

Additional Accessories cover

Cycling is never as simple as just a bike; there are always other accessories and pieces of gear you need. It’s more than just your e-bike that needs cover. The panniers, lights and other pieces of gear all add up.  With Sundays, you can add accessories to your bicycle insurance policy.

It’s just a good idea. Accidents happen, and you want to ensure you’re prepared for when they happen. Having e-bike insurance will give you peace of mind when you’re out and about on your bike without costing you an arm and a leg. With Sundays, you can insure your e-bike from £X pm; that’s about as much as a coffee and a croissant would cost on a weekend coffee ride.  

You can take out a quote with Sundays in minutes and get your e-bike covered with comprehensive bicycle insurance.

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