Comprehensive insurance for triathlon bikes

Whether you're training for your next Ironman or just enjoy the multi-discipline sport, our specialist insurance is optimised for your performance and peace of mind.

Think home & content insurance has your triathlon bike fully covered? Think again.

Out-of-home coverage

Out-of-home cover

Home & contents insurance is designed to do what the name says - cover the standard contents of your home, in your home.

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While it may provide partial coverage for items taken out of the home, home & contents insurance is unlikely to cover your triathlon bike for theft away from home, if you crash while riding or racing, and damage or loss while in transit.

We cover your triathlon bike while it’s locked at home, in the transition area of a race, for damage while you’re riding or racing, in-transit in the UK, and even worldwide if you activate this optional cover.

Value for money

Value for money

While home & contents insurance may provide some cover for your triathlon bike, there may be limitations to the value they insure, and they’re unlikely to cover many of the situations unique to cycling.

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Our insurance has been custom-designed to give you comprehensive cover suited to your needs, while maintaining a competitive price. Plus, if you decide this coverage isn’t for you, you can cancel within the 14-day cooling-off period. No questions asked, no penalties.

Unlike most home & contents insurance policies, we also don’t increase your premiums if you claim.

Accessories coverage


As cyclists ourselves, we know that if it's not on Strava, it didn’t happen - so you’ll want to cycle with your cycling trip computer, heart rate monitor, the latest GPS or even a GoPro.

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You’re only as fast as you look, so we can cover your cycling kit and your deep section wheels that your home & contents insurance might not cover.

Superfast claims handling

Superfast claims handling

As a specialist insurer, we’re not sorting through the many types of claims that may arise for home & contents insurers - we’re dedicated to you and your triathlon bike!

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Our team consists of ex-bike mechanics, retired pros, and enthusiast cyclists who are ready to get you back on the saddle as fast as possible.

What we cover

Get cover that's as versatile as your cycling lifestyle.
Theft from and away from home

Getting your bike stolen is just about the worst thing that can happen, but don’t worry - we cover theft from and away from your home.

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Accidental damage

Whether it's a high speed crash or a coffee stop tumble, we’ll get you back on your bike either by repairing your bicycle or replacing the damaged parts.

Transporting your bicycle on a bike rack

If you regularly transport your bike on your roof, chances are that someday you’ll forget your bike is there while driving into your garage. Oops. Don’t worry, we cover your bicycle when you transport it on your car.

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Lifetime new for old

If your beloved machine is pinched, we'll cover your bike new for old. Remember to keep your proof of purchase info, we'll need it for your claim.

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Domestic travel with your bicycle

Entrusting transport of your bicycle to an airline, ship, train, or truck while you’re travelling? No stress. We can cover your bicycle for loss or damage in transit anywhere in the UK.

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Malicious damage

If you lock your bike up and return to find it has been damaged, either by a vandal or by a thief trying to steal it, we’ll cover the costs to repair it to its previous condition.

Taxi fare reimbursement

We will reimburse you up to £250 for the reasonable costs of transportation for you and your bicycle, if your bicycle suffers a breakdown and cannot be repaired at the breakdown scene.

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Replacement bicycle hire

We will reimburse you up to £500 for bicycle hire or the reasonable use of public transport while you await the repair or replacement of your bike, arising from an approved claim.

Comprehensive cover

From local races to worldwide adventures
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Optional accessories & cycling apparel

We love upgrades, gadgets and accessories as much as you do. Insure custom parts fitted to your bicycle, (such as upgraded carbon handlebars or a dropper seatpost), accessories (such as your cycling kit, GPS, or headlight) up to the value of £5,000. You can also cover the kit you’re wearing while you ride.

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Optional worldwide cover

Traveling outside of the UK with your bicycle? Add our optional worldwide cover to extend your cover for up to 365 days abroad (limited to 90 consecutive days per journey). Enjoy stress-free travel with your bicycle covered for loss or damage en route to your destination.

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Optional racing cover

Select racing cover to insure your bicycle if the damage is caused by a specific incident, crash, impact, or road hazard while taking part in a race or event. You don’t have to choose it and pay for it if you don’t want your cover to extend to races.

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Optional extra wheelsets

One set of hoops for racing and another for training? Add additional wheelsets to your policy so you can swap your wheels to suit your ride with total peace of mind.

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Customisable policies where you only pay for what you need

Frequently asked questions

What risks am I covered for?

We want to ensure you can always ride with peace of mind, so we’ve designed our product to cover you for a range of out-of-home cycling scenarios including:

  • Theft from & away from home
  • Accidental damage to your bicycle, like crashing
  • Malicious damage
  • Cycling accidents
  • Loss or damage in transit
  • Optional racing cover
  • Optional worldwide cover

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