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What do we cover

Wondering if the following are covered by your home insurance? Unlikely…

Have a look at our Policy Wording for the full terms and conditions of our cover below.

01

Accidental damage

Whether it's a crit track crash or a coffee stop tumble, we will help protect your bicycle for accidental damage by either repairing your bicycle or by replacing the damaged parts.

02

Crash damage

If you crash your bicycle while riding, training or racing, Sundays has your back. Choose the cover that suits your needs and ride with confidence.

03

Theft

We cover theft from your home and away from your home. If your insured bicycle was purchased new less than three years before your theft claim, we'll either replace your bicycle with a shiny new one or pay you the replacement cost.

04

Domestic in-transit

Entrusting your bicycle to an airline or a courier? With Sundays, it’s no stress. We can cover your bicycle for loss or damage in transit anywhere in the UK.

05

Roof rack

Ever experienced that sinking feeling when you drive into the garage, forgetting the bicycle is on the roof rack? Don’t worry, we’ll cover your bicycle when you transport it on a roof rack or on the back of your car.

06

Cycle hire

Our Bicycle insurance will reimburse you up to £500 for cycle hire while you await the repair or replacement of your bike, arising from an approved claim.

07

Optional racing

If you love the cut-and-thrust of competition, choose our racing cover option and we’ll protect your bicycle while taking part in any amateur mass-participation events, such as sportives, charity rides or triathlons.

08

Optional worldwide

Travelling outside of the UK with your bicycle? Add our optional worldwide cover to extend your coverage for up to 90 days overseas. Enjoy stress-free travel with your bicycle covered for loss or damage en route to your destination.

09

Accessories & cycling apparel

With Sundays you can insure accessories up to the value of £5,000. You can also cover the kit you’re wearing while you ride.

10

Extra wheelsets

One set of hoops for racing and another for training? Add additional wheelsets to your policy so you can swap your wheels to suit your ride with total peace of mind.

11

Malicious damage away from home

If it happens that you return to find your bicycle has been damaged, either by a vandal or a thief unsuccessfully trying to make off with it, we’ll cover the costs to repair it to its previous condition.

12

New for old for three years

If your beloved machine is pinched within three years of you purchasing it new, we’ll cover your bike old for new. Do remember to hang onto that proof of purchase info, though.

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Bicycles we cover

Gravel

Explore the path less taken with complete confidence that your gravel grinding machine is covered.

Road

Cover your road bike on the cols of Le Tour or a local sportive.

BMX

With your BMX covered, it’s finally time to nail that Dave Mirra backflip.

Mountain

We’ll cover your mountain bike up to £10,000 so you can enjoy the adrenaline.

TT

Pursue the ultimate in aero with total coverage of your bike and accessories.

E-bike

We’ll keep you and your electric-assist, exploration, inspiration station moving.

Folding bike

The ultimate utility vehicle! Cover your folding bike wherever it takes you.

Bespoke bike

Finally acquired your dream ‘forever bike’? We’ll make sure it’s protected.

Hybrid

Tackle any surface with comfort – and the confidence of comprehensive cover.

Tri

If you’re going in search of ultimate speed, choose us to cover your kit.

Track

Riding the boards? Let us cover you against any mid-Madison mishaps.

Tandem

It takes two to tandem, but don’t worry – you only need one policy.

The best cover
for you

Choose between bicycle insurance or cyclist insurance – or don’t take any chances and get both with 10% off.

Not taking chances

Bicycle and Cyclist cover is a comprehensive insurance solution providing cover for both your bicycle and for you as a rider, public liability cover for you as a road user, and help with the cost of treatment in the unfortunate case of an accident.

Let's split it up

Deciding to only get protection for your bicycle would mean you are covered for scenarios unique to cycling with optional benefits like worldwide cover or racing cover. Protecting only you as a rider within our Cyclist Insurance would include incidents that occur worldwide, however public liability cover is not available in the USA and Canada. Racing cover is available as optional for protection during participation in organised sportives, charity rides & triathlons.

We've got
YOU covered

Despite your best efforts, accidents can happen with other road users while you're out cycling. Our Cyclist insurance comes standard with public liability cover of up to £2,000,000. Personal accident cover of up to £10,000 in the event of death or permanent injury and private medical for costs up to £300.

Get Cyclist Insurance

Why choose a
specialist bicycle
insurance provider?

There are plenty of companies offering some form of cycle insurance, but very few of those insurers cover everything you actually need. Home and contents providers often cut corners on their cover, or don't offer key things like public liability cover. In the worst case scenario, a simple failure to read the small print can even cost thousands of pounds, should you discover that your brand new road bike or mountain bike wasn't covered for, say, use in a sportive or race.

You should make sure you choose a specialist cycle insurance company when you cover your bike, after all, it’s so much more to you than just a possession; it’s your ticket to fun, adventure, fitness and better mental health. We’re authorised and regulated by the financial authorities in the UK. While membership of British Cycling (silver or higher) and British Triathlon does give you public liability cover it does not cover member to member liability in an event.

 

The cycle insurance answers you're looking for

What do we cover?

What bicycles do we cover?

How do I make a claim?

Tell us what happened

Follow the easy online steps and we’ll do the legwork

Get moving again in no time

How much will it cost to insure my bicycle?

Choose between bicycle insurance or cyclist insurance – or don’t take any chances and get both with 10% off.