Push your limit
not your luck

Specialist insurance for you and your bike, by cyclists, for cyclists


What we cover

Get cover that's as versatile as your riding style
Theft from and away from home

Getting your bike stolen is just about the worst thing that can happen, but don’t worry - we cover theft from and away from your home.

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Accidental damage

Whether it's a high speed crash or a coffee stop tumble, we’ll get you back on your bike either by repairing your bicycle or replacing the damaged parts.

Transporting your bicycle on a bike rack

If you regularly transport your bike on your roof, chances are that someday you’ll forget your bike is there while driving into your garage. Oops. Don’t worry, we cover your bicycle when you transport it on your car.

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Lifetime new for old

If your beloved machine is pinched, we'll cover your bike new for old. Remember to keep your proof of purchase info, we'll need it for your claim.

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Domestic travel with your bicycle

Entrusting transport of your bicycle to an airline, ship, train, or truck while you’re travelling? No stress. We can cover your bicycle for loss or damage in transit anywhere in the UK.

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Malicious damage

If you lock your bike up and return to find it has been damaged, either by a vandal or by a thief trying to steal it, we’ll cover the costs to repair it to its previous condition.

Taxi fare reimbursement

We will reimburse you up to £250 for the reasonable costs of transportation for you and your bicycle, if your bicycle suffers a breakdown and cannot be repaired at the breakdown scene.

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Replacement bicycle hire

We will reimburse you up to £500 for bicycle hire or the reasonable use of public transport while you await the repair or replacement of your bike, arising from an approved claim.

Comprehensive cover

From local races to worldwide adventures
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Optional accessories & cycling apparel

We love upgrades, gadgets and accessories as much as you do. Insure custom parts fitted to your bicycle, (such as upgraded carbon handlebars or a dropper seatpost), accessories (such as your cycling kit, GPS, or headlight) up to the value of £5,000. You can also cover the kit you’re wearing while you ride.

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Optional worldwide cover

Traveling outside of the UK with your bicycle? Add our optional worldwide cover to extend your cover for up to 365 days abroad (limited to 90 consecutive days per journey). Enjoy stress-free travel with your bicycle covered for loss or damage en route to your destination.

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Optional racing cover

Select racing cover to insure your bicycle if the damage is caused by a specific incident, crash, impact, or road hazard while taking part in a race or event. You don’t have to choose it and pay for it if you don’t want your cover to extend to races.

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Optional extra wheelsets

One set of hoops for racing and another for training? Add additional wheelsets to your policy so you can swap your wheels to suit your ride with total peace of mind.

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More bike types

Cyclist insurance for £2 per month

You’ve got your bike covered, now what?

Despite your best efforts, accidents can happen with other road users while you're cycling.

Our cyclist insurance comes standard with public liability cover up to £2,000,000, personal accident cover up to £20,000 in the event of death or permanent injury, and private medical for costs up to £1,000.

Get cyclist insurance

Frequently asked questions

How do I know if I have an approved lock?

Approved locks vary depending on the insured value of the bike: Bikes worth less than £1,000 – Sold Secure, Silver rated lock. Bikes worth £1,000 or more – Sold Secure, Gold rated lock. Visit the Sold Secure website to find out the rating of your lock.

Do you cover e-bikes like mine?

Yes, we love pedal power! We cover all electric ‘pedal assist’ bikes with up to 250 watts of maximum output and a top speed of 15.5 miles per hour. Please note, that you are not covered for and will not receive any benefit in respect of your e-bike unless its specified as covered on your Policy Schedule.

We don’t cover bicycles fitted with internal combustion engines or other sources of power assistance. Your e-bike must have started off life as an e-bike, and not be a retrofitted regular road bike or mountain bike.

Here’s the full definition, if you’re in any doubt: “If reflected as covered in the schedule as an Electric Bicycle, a vehicle or vehicles, insured hereunder, consisting of two wheels held in a frame one behind the other, propelled by human power with pedals (but assisted by an electric motor of no more than 250 watts maximum power output, such electric motor should not be able to propel the bicycle when it’s travelling at more than 15.5 miles per hour) and steered with handlebars attached to the front wheel. The power output or manufacturer of the motor and the battery’s voltage or maximum speed of the bike must be displayed.”

What if my bicycle is damaged in a road traffic accident with an uninsured driver?

We know that getting caught up in a collision with a vehicle is every cyclists’ worst nightmare, and we want to give you one less thing to stress about. Whether or not the driver is insured, your bicycle will be covered under our bicycle insurance and we’ll either repair or replace your bike as soon as possible. If you get covered with our cyclist liability insurance, you’ll also receive personal accident cover up to £20,000.

Can family members ride my bicycle and still be covered?

Yes, our bicycle insurance coverage includes your immediate family which shall mean any child, stepchild, parent, stepparent, spouse, sibling, life partner, or civil partner and shall include adoptive relationships, given they are over 16 years old and reside at your home on a permanent basis.

More FAQ

What makes bicycle insurance different?

Expertise in Cycling

Specialist insurers, such as Sundays, have a better understanding of the unique risks and needs of cyclists, enabling us to offer tailored expertise and support to the cycling community.

About Sundays

Lower Excesses

Sundays insurance have lower excess than home and contents insurance, making it more cost-effective for smaller claims.

How we compare

Full Replacement Value

Home and contents insurance typically impose limits on the cover for your bicycle. Sundays allows you to insure your bike for up to £15,000, and with our lifetime "new for old" benefit, we'll replace your bicycle with a brand-new one without depreciation.

Our bicycle insurance

Customised Cover

You can tailor your bicycle insurance policy to suit your needs, covering accessories, racing equipment, and any additional items associated with cycling. Home and content insurance might not offer this level of customisation.

What we cover

Worldwide Cover

Home and contents insurance typically provides cover only within your home and immediate surroundings. With our optional worldwide cover you can extend your coverage for up to 90 consecutive days abroad.

What we cover

Dedicated Cover

Our bicycle insurance is specifically designed to cover the unique risks associated with cycling. It provides focused protection for your bike and related equipment.

More about our cover

Claim Processing

As fellow cyclists, we understand your situation. Whether you're a casual rider recovering from an injury or a competitive athlete eager to return to racing, we're committed to quickly and effectively handling your claim.

Sundays claims

Theft Protection

Our bicycle insurance offers theft protection for your bike when it's stolen away from your home. This is something which is not always covered by home and contents insurance.

What we cover

No Impact on Home Insurance Premiums

Filing a bicycle insurance claim won't affect your home and contents insurance premiums, protecting your overall insurance costs.

vs home and contents insurance

Sundays Blog

Your go-to source for cycling tips, insurance insights, and stories that inspire you to keep pedalling.