"Account"

means an account required to access and/or use certain areas and features of Our Site;

"Cookie"

means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13 (Our use of cookies);

"Cookie Law"

means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;

"Personal data"

means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and

"We/Us/Our"

means Gator Bikesure Limited, a limited company registered in England under company number 9492364 whose registered address is 131 Edgware Road, W2 2AP and whose main trading address is 1st Floor, 5 St Helens Place, London, EC3A.

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Our Site is owned and operated by Gator Bikesure Limited, a limited company registered in England under company number 9492364 whose registered address is 131 Edgware Road, W2 2AP and whose main trading address is 1st Floor, 5 St Helens Place, London, EC3A.

You can contact us by email at [email protected] or by posted letter to 1st Floor, 5 St Helens Place, London, EC3A.

We are regulated by the FCA (Financial Conduct Authority) of the UK.

We are a member of the Financial Services Compensation Scheme (“FSCS”) which is the UK’s statutory fund of last resort for customers of financial services. This means that depending on the nature and circumstances of the claim, and subject to the FSCS’s applicable financial limitations at the time, you may be entitled to compensation from the FSCS if we are unable, or likely to be unable, to meet our obligations. Further information is available from the FSCS who can be contacted by telephone 0800 678 1100 or 020 7741 4100 and by email via their website at: www.fscs.org.uk/contact-us/

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This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.

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As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:

a. The right to be informed about Our collection and use of personal data;

b. The right of access to the personal data We hold about you (see section 12)

c. The right to rectification if any personal data We hold about you is inaccurate

or incomplete (please contact Us using the details in section 14);

d. The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time,as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);

e. The right to restrict (i.e. prevent) the processing of your personal data;

f. The right to data portability (obtaining a copy of your personal data to reuse with another service or organisation);

g. The right to object to Us using your personal data for particular purposes; and

h. Rights with respect to automated decision making and profiling.

If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the InformaSon Commissioner’s Office.

For further information about your rights, please contact the InformaSon Commissioner’s Office or your local Citizens Advice Bureau.

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Depending upon your use of Our Site, We may collect some or all of the following personal and non-personal data (please also see section 13 on Our use of Cookies):

5.1. name;
5.2. date of birth;
5.3. gender;
5.4. business/company name
5.5. job title;
5.6. profession;
5.7. contact information such as email addresses and telephone numbers;
5.8. demographic information such as post code, preferences, and interests;
5.9. financial information such as credit / debit card numbers;
5.10. IP address;
5.11. web browser type and version;
5.12. operating system;
5.13. a list of URLs starting with a referring site, your activity on Our Site, and the site you exit to;
5.14. Details of your bicycle, such as make, model, value, specifications, photos and serial number

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All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the Data Protection Act 1998 OR GDPR at all times. For more details on security see section 7, below.

6.2. Our use of your personal data will always have a lawful basis, either because it is necessary for Our performance of a contract with you, because you have consented to Our use of your personal data (e.g. by subscribing to emails), or because it is in Our legitimate interests.

Specifically, We may use your data for the following purposes:
a. Providing and managing your Account;
b. Providing and managing your access to Our Site;
c. Personalising and tailoring your experience on Our Site;
d. Supplying Our products AND/OR services to you (please note that We require your personal data in order to enter into a contract with you);
e. Personalising and tailoring Our products AND/OR services for you;
f. Replying to emails from you;
g. Supplying you with emails that you have opted into (you may unsubscribe or opt-out at
any time by contacting us via any of the following methods;
Phone us on +44 20 3900 0245
Email us at [email protected]
h. Market research;
i. Analysing your use of Our Site and gathering feedback to enable Us to continually improve Our Site and your user experience;


6.3. With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email AND/OR telephone AND/OR text message AND/OR post with information, news and offers on Our products AND/OR services. We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the Data Protection Act 1998 OR GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.

6.4. Third parties (including Wiggle Retail and Wiggle Legal) whose content appears on Our Site may use third party Cookies, as detailed below in section 13. Please refer to section 13 for more information on controlling Cookies. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy policies of any such third parties.

6.5. You have the right to withdraw your consent to Us using your personal data at any time, and to request that We delete it.

6.6. We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):

a. Personal data submitted via the website for the purposes of buying a policy will be retained for the duration of the policy or policies and a further 5 years post the cancellation of the policy under the mandate of our FCA regulation requirements. b. We will retain your email address for the purposes of marketing if you have opted in for such marketing, until such time as you notify us to unsubscribe us from our marketing list.

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7.1. Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using Our Site and submitting information to Us. If We do store data outside the EEA, We will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the Data Protection Act 1998 OR GDPR including:

a. Secure transmission of all data over an SSL connection
b. Secure data hosting server

7.2. Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.

7.3. Steps We take to secure and protect your data include:

a. Secure transmission of all data over an SSL connection
b. Secure data hosting server
c. Advanced firewall protection

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8.1. We may share your data with other companies in Our group for the purposes of processing a claim on your behalf or made against you under the cover provided of your insurance policy with us. This includes Our subsidiaries AND/OR Our holding company and its subsidiaries.

8.2. In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal obligations, a court order, or a governmental authority.

8.3. We may sometimes contract with third parties to supply products and services to you on Our behalf. These may include payment processing, delivery of goods, search engine facilities, advertising, and marketing. In some cases, the third parties may require access to some or all of your data. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.

8.4. We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.

8.5. The third party data processors used by Us and listed below are located OR We may sometimes use third party data processors that are located outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). Where We transfer any personal data outside the EEA, We will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the Data Protection Act 1998 OR GDPR including:

a. Ring Central, phone system: Privacy Policy
b. Braintree, Payment mechanism: Privacy Policy
c. Live Chat, web-based chat support: Privacy Policy
d. Gratex, Policy Administration System: Privacy Policy
e. MailChimp, email marketing: Privacy Policy
f. Sendmode, SMS communication: Privacy Policy
g. Google, Mail and drive storage: Privacy Policy
h. Asana, Productivity, collaboration, and organizational tools: Privacy Policy
i. Front, Communication services, Privacy Policy

Our service providers are bound by data protection agreements with us in accordance with the GDPR and their privacy policies.

8.6. In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.

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9.1. We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.

9.2. In the event that any of your data is to be transferred in such a manner, you will be contacted in advance and informed of the changes. When contacted you will be given the choice to have your data deleted or withheld from the new owner or controller.

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10.1. When you submit personal data via Our Site, you may be given options to restrict Our use of your data. In particular, We aim to give you strong controls on Our use of your data for direct marketing purposes (including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails and at the point of providing your details).

10.2. You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (“the TPS”), the Corporate Telephone Preference Service (“the CTPS”), and the Mailing Preference Service (“the MPS”). These may help to prevent you receiving unsolicited marketing. Please note, however, that these services will not prevent you from receiving marketing communications that you have consented to receiving.

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11.1. You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.

11.3. You may restrict Our use of Cookies. For more information, see section 13

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You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at [email protected] or using the contact details below in section 14.

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13.1. Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products and services. We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.

13.2. By using Our Site you may also receive certain third party Cookies on your computer or device. Third party Cookies are those placed by websites, services, and/or parties other than Us. Third party Cookies are used on Our Site for web analytics, remarketing, live chat support and social sharing. For more details, please refer to section 6, above, and to section 13.6 below. These Cookies are not integral to the functioning of Our Site and your use and experience of Our Site will not be impaired by refusing consent to them.

13.3. All Cookies used by and on Our Site are used in accordance with current Cookie Law.

13.4. By using the site, you agree for Cookies to be placed on your computer or device and you will be notified with a popup banner. By allowing these Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You can manage the Cookies by following theinstructions in our Cookie policy.

13.5. Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.6. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.10, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.

13.6. The following first party Cookies may be placed on your computer or device:

and the following third party Cookies may be placed on your computer or device:

13.7. Our Site uses analytics services provided by Google Analytics. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products and services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.

13.8. The analytics service(s) used by Our Site use(s) Cookies to gather the required information.

13.9. The analytics service(s) used by Our Site use(s) the following Cookies:

13.10. In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party Cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.

13.11. You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.

13.12. It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.

For more details, please refer to Our Cookie Policy.

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If you have any questions about Our Site or this Privacy Policy, please contact Us by email at [email protected] by telephone on +44 20 3900 0245 or by post at 1st Floor, St Helen’s Place, London, EC3A 6AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).

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We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.

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