FAQ

Yes, we love pedal power! We cover all electric ‘pedal assist’ bikes with up to 250 watts of maximum output and a top speed of 15.5 miles per hour. Please note, that you are not covered for and will not receive any benefit in respect of your e-bike unless its specified as covered on your Policy Schedule.

We don’t cover bicycles fitted with internal combustion engines or other sources of power assistance. Your e-bike must have started off life as an e-bike, and not be a retrofitted regular road bike or mountain bike.

Here’s the full definition, if you’re in any doubt: “If reflected as covered in the schedule as an Electric Bicycle, a vehicle or vehicles, insured hereunder, consisting of two wheels held in a frame one behind the other, propelled by human power with pedals (but assisted by an electric motor of no more than 250 watts maximum power output, such electric motor should not be able to propel the bicycle when it’s travelling at more than 15.5 miles per hour) and steered with handlebars attached to the front wheel. The power output or manufacturer of the motor and the battery’s voltage or maximum speed of the bike must be displayed.”