FAQ
What if I just cover the costs of a claim myself?
You might decide to self-insure, but the problem lies in the fact that it’s impossible to predict the costs associated with a liability claim. Even if you have enough saved up to cover the claim amount against you for damages caused by you to fixed property, cars and other vehicles, pedestrians, other cyclists and their bikes, don’t forget to consider the legal fees. There have been public liability cases against cyclists where the legal cost was more than ten times that of the actual settlement amount. Our public liability covers you for up to £2,000,000 to cover the claim amount against you and legal fees.