FAQ

What’s the difference between a custom part and an additional accessory?

At Sundays, we define a ‘custom part’ as a part or component you’ve fitted to your bicycle as a replacement to a manufacturer-supplied part. It must be listed on your policy schedule and its value included in the total sum insured of your bicycle. For example, if you swap out the wheels that came with the bike for a set of your choice, this is considered a custom part and should be included in the bike’s insured value. An ‘accessory’, on the other hand, is any additional piece of cycling equipment that is added to your bicycle, but which isn’t core to the operation of the bicycle, for example a GPS unit or headlight. These items are added to your policy individually with the premium calculated on the value of each item listed.