How we compare
We know that the bicycle insurance market, much like cycling itself, can be competitive. Whilst some don’t like competition, we love it. It makes us work harder and better to provide you with the best possible product and service. It’s a win-win.
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Sundays vs. Other bicycle insurers
The bicycle insurance market, much like cycling itself, can be fiercely competitive. Some may shy away from it, we embrace it wholeheartedly. It pushes us to strive harder and improve our offerings, delivering the best possible product and service to you. It's a win-win situation for everyone involved.
Loss of limb - £20 000 Permanent Total Disablement - £20,000
Private Medical - £1,000
*£500 excess for public liability
Sundays vs. Other bicycle insurers
Bike cover
$14/mo
$32.10/first month $16.54/month thereafter
$2 fee per payment
$32.10/first month $16.54/month thereafter
$2 fee per payment
$32.10/first month $16.54/month thereafter
$2 fee per payment
Bike cover
$14/mo
$32.10/first month $16.54/month thereafter
$2 fee per payment
$32.10/first month $16.54/month thereafter
$2 fee per payment
$32.10/first month $16.54/month thereafter
$2 fee per payment
Date of comparison: 20 Oct 2023
Why you should use a specialist bicycle insurer over your home and contents insurer?
Insuring your bicycle under your home and contents policy may seem simple but does it really solve all your problems? Many home and contents insurers charge you high excesses and increase your premiums when you claim. They also may not cover you bike in all situations.
At Sundays, we understand that no two cyclists are the same, which is why our cover is tailored to your bicycle. We offer fixed premiums that don’t change even when you claim. Click here for more information on why home & contents insurance may not be enough for your bicycle.
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What we cover
Getting your bike stolen is just about the worst thing that can happen, but don’t worry - we cover theft from and away from your home.
Whether it's a high speed crash or a coffee stop tumble, we’ll get you back on your bike either by repairing your bicycle or replacing the damaged parts.
If you regularly transport your bike on your roof, chances are that someday you’ll forget your bike is there while driving into your garage. Oops. Don’t worry, we cover your bicycle when you transport it on your car.
If your beloved machine is pinched, we'll cover your bike new for old. Remember to keep your proof of purchase info, we'll need it for your claim.
Entrusting transport of your bicycle to an airline, ship, train, or truck while you’re travelling? No stress. We can cover your bicycle for loss or damage in transit anywhere in the UK.
If you lock your bike up and return to find it has been damaged, either by a vandal or by a thief trying to steal it, we’ll cover the costs to repair it to its previous condition.
We will reimburse you up to £250 for the reasonable costs of transportation for you and your bicycle, if your bicycle suffers a breakdown and cannot be repaired at the breakdown scene.
We will reimburse you up to £500 for bicycle hire or the reasonable use of public transport while you await the repair or replacement of your bike, arising from an approved claim.
Comprehensive cover
We love upgrades, gadgets and accessories as much as you do. Insure custom parts fitted to your bicycle, (such as upgraded carbon handlebars or a dropper seatpost), accessories (such as your cycling kit, GPS, or headlight) up to the value of £5,000. You can also cover the kit you’re wearing while you ride.
Traveling outside of the UK with your bicycle? Add our optional worldwide cover to extend your cover for up to 365 days abroad (limited to 90 consecutive days per journey). Enjoy stress-free travel with your bicycle covered for loss or damage en route to your destination.
Select racing cover to insure your bicycle if the damage is caused by a specific incident, crash, impact, or road hazard while taking part in a race or event. You don’t have to choose it and pay for it if you don’t want your cover to extend to races.
One set of hoops for racing and another for training? Add additional wheelsets to your policy so you can swap your wheels to suit your ride with total peace of mind.
Home & Contents insurance vs. Specialist bicycle insurance
Sundays vs. Other bicycle insurers
Bike cover
$14/mo
$32.10/first month $16.54/month thereafter
$2 fee per payment
$32.10/first month $16.54/month thereafter
$2 fee per payment
$32.10/first month $16.54/month thereafter
$2 fee per payment
Bike cover
$14/mo
$32.10/first month $16.54/month thereafter
$2 fee per payment
$32.10/first month $16.54/month thereafter
$2 fee per payment
$32.10/first month $16.54/month thereafter
$2 fee per payment
