Thinking about buying an e-bike? You’re far from alone. In the past decade, the proportion of people choosing an e-bike has grown almost tenfold.

It’s easy to see the appeal: there’s now an e-bike for almost every kind of rider - commuters who want to breeze past traffic, mountain bikers powering back up the slopes for another run, parents hauling children and shopping by cargo bike, and riders using adapted trikes to reclaim independence.
But choosing the right one isn’t as straightforward as buying a standard bike. Motors, batteries and the UK’s rules around electrically assisted pedal cycles can add extra layers of choice. This guide cuts through the confusion to help you find the e-bike that fits your needs and your budget.
Whatever type of cycling you do, adding a motor changes the experience - flattening hills, extending your range and making riding more accessible. It’s hardly surprising, then, that e-bikes have taken off. In the Netherlands - often seen as the home of cycling - around half of all new bikes sold are now electric.

That doesn’t mean everyone needs one. If most of your riding is short hops of less than five miles on flat ground, a conventional bike may serve you better. They’re cheaper, lighter to carry up stairs or onto a rack, and a good model can be had for £500–£1,000.
If you ride for fitness, don’t dismiss e-bikes as “cheating”. Research shows e-bike owners tend to ride more often and cover longer distances than those with regular bikes. Most models let you adjust the level of motor support, so you can choose how much effort you put in - from maximum boost on steep hills to minimal help when you want more of a workout.
So when does an e-bike make sense? If you commute more than five miles each way, face steep hills, carry children or heavy loads, want to cut car trips, or have a physical limitation, an e-bike can transform your ride. They’re also perfect for keeping pace with fitter friends on weekend rides.
At £1,500+ for a decent model, e-bikes are a significant investment - but if the motor gets you cycling, and maybe even helps replace a few car trips, it’s worth every penny. And above all, they’re fun.
E-bikes are treated like ordinary bicycles in UK law - as long as they meet a few key conditions. That means you can ride them on the road, in cycle lanes and on bridleways or trails, with the same rights and responsibilities as any other cyclist.
To qualify as a so-called Electrically Assisted Pedal Cycle (EAPC), an e-bike must meet these rules:
The motor must be rated at 250 watts or less. (Don’t confuse this with the battery rating, measured in watt-hours (Wh), which isn’t legally restricted)
The motor must cut out at 15.5mph (25km/h) or when you stop pedalling
Meet these criteria and your e-bike is treated as a bicycle. Anything more powerful is legally a moped or motorcycle and requires registration, insurance, a licence and an MOT.
Most e-bikes sold in the UK from reputable outlets should comply with EAPC standards, but always check the details before you buy.
E-bikes sold before January 2016 could include a full-speed throttle, allowing you to reach 15.5mph without pedalling. These remain legal because they were sold under the old rules.
E-bikes sold since then must be pedal-assist, but are allowed a low-speed “walk mode” throttle - handy for pushing a heavy e-bike or cargo bike.
There is a way for modern full-throttle e-bikes to stay legal in the UK. The Driver and Vehicle Standards Agency (DVSA) can test and approve them as L1e category 250W Low Powered Mopeds, a process that effectively allows them to remain EAPCs. To qualify, the bike must have working pedals, a motor no greater than 250 watts, and assistance limited to 15.5mph. It also needs front and rear lights operated from a single switch.
Approval involves taking the bike to a DVSA test centre; if it passes, you’ll receive a British National Vehicle Approval certificate linked to the frame number. Once certified, the bike can be ridden legally on roads and cycle paths at speeds up to 15.5mph using the throttle, without needing registration, insurance or a licence - in practice, making it an EAPC.
Some manufacturers, such as Wisper, can handle the DVSA approval process on behalf of their customers. This means you can effectively buy an off-the-shelf full-throttle e-bike that arrives already tested, certified, and compliant with EAPC rules.
E-bikes make perfect commuter workhorses. The best designs for urban riding have an upright riding position for comfort, mudguards, lights, and often a rear rack for panniers. This kind of e-bike allows you to carry laptops, spare clothes or wet-weather gear with ease, while covering greater distances without working up a sweat. Depending on battery size and terrain, you can expect 20–50 miles of range.

A classic step-through commuter e-bike with a smooth, responsive motor that matches your pedalling effort, a choice of battery sizes offering up to 80 miles of range, and an upright riding position for comfort. Comes with mudguards, lights and a rear rack, making it a solid all-rounder for daily rides.
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The 3.0 is a 2021 model, but it is worth considering - especially as it is currently on sale directly from Specialized for £1,900. A confident daily rider with a strong motor and 460Wh battery. Integrated lights, mudguards and rack make it practical for year-round commuting. More recent 4.0 and 5.0 iterations of the same bike offer upgraded battery and features, but budget an extra £1,800 or so.

One of the lightest commuter e-bikes at under 15 kg. Powered by a discreet rear-hub motor, it looks more like a regular hybrid than an e-bike. Comes with rack and mudguards, making it ready for everyday use.
Folding e-bikes are built for flexibility - ideal if your journey mixes cycling with trains, buses, or a small flat with no storage. They fold down to fit under a desk, in a car boot or on public transport, yet ride like practical city bikes with added electric assist.
The compromise is size and weight: small wheels can feel twitchy, and motors and batteries make some models heavy to carry. Range is lower than full-sized e-bikes but usually ample for short urban trips.
For “last mile” commuters, folding e-bikes are hard to beat. Always test before you buy - fold, lift and ride the bike, as usability varies widely.
A quick note on trains: Folding e-bikes are treated as luggage on most UK services and remain permitted on TfL. Non-folding e-bikes face growing restrictions: since March 2025 they’ve been banned from the Tube, Overground, DLR and Elizabeth Line, while many National Rail operators impose peak-time limits, space restrictions and bans on spare or damaged batteries.

Brompton’s lightest electric folder weighs just over 15 kg including its removable 300Wh battery, which promises 20–45 miles of range. At the time of writing, Brompton has just re-launched the P Line e-bike with a hub motor that now powers the rear wheel.

A sleek folding e-bike with 20-inch wheels, rear suspension and a magnesium frame. The G4 motor is smooth and quiet, giving up to 50 miles of range. Built-in lights, quick folding, and smartphone integration make it one of the most advanced folders around.
Among all the categories of electric bikes, cargo e-bikes are perhaps the most transformative. With payloads of up to 200kg, many models can take on tasks once reserved for cars - the school run, the weekly shop, bulky gear for work, even small business deliveries. Add electric assist and suddenly carrying children, shopping or other heavy loads feels effortless.
In the UK, cargo e-bikes are treated in law like any other EAPC. There are no restrictions on wheel count, weight or size, which has encouraged a wide range of designs - from long-tail bikes that ride like stretched commuters, to three-wheeled box bikes with space for several children, and heavy-duty commercial machines.

A compact cargo e-bike that can carry up to 200 kg but takes up no more room than a standard city bike. Stable and easy to ride even when fully loaded. The Bosch motor makes light work of hills, and the adjustable frame means it can be shared by different riders in the same household.

A compact long-tail cargo e-bike built for families and heavy loads. The Bosch Cargo Line motor and 500Wh battery make light work of hills even when carrying kids or shopping. Clever details include small wheels built into the back of the rear rack, so you can stand the bike vertically for easy storage in a hallway or garage. With a wide range of child seats, racks and add-ons available, it’s designed to be adapted easily to family life.
Gravel and adventure e-bikes open up bridleways, forest tracks and long-distance routes. Blending drop-bar speed with all-terrain ability, electric assist smooths out steep climbs and headwinds, letting you carry camping gear or bikepacking loads without slowing to a crawl.

A versatile drop-bar e-bike built for everything from roads to rough trails. The Bosch motor makes short work of climbs, while Cannondale’s Lefty fork adds a small amount of suspension to smooth out uneven ground. A claimed range of 125 miles in eco mode makes it ideal for long days out.
By adding motor assistance to the classic mountain bike, e-MTBs open up steeper climbs, longer rides and more ambitious trails without leaving you exhausted. For downhill riders, the main benefit is obvious: the motor gets you back up the hill faster, so you can spend more time on the descents.
Models range from hardtails built for light trails to full-suspension machines designed for technical terrain. Bigger batteries and tougher parts add weight, which can change the feel on tight, technical sections - but for many riders that’s a small trade-off for the freedom to explore further. Test rides matter: frame design, suspension and motor systems vary, and small differences can transform how a bike feels on the trail.

A capable e-MTB with long-travel suspension for rough terrain. The TQ motor is compact and quiet, and the 580Wh removable battery offers all-day range.

The Turbo Levo has become the benchmark for e-MTBs. It offers adjustable frame settings, big battery options up to 840Wh, and a motor powerful enough to tackle the steepest climbs. It balances agility on trails with long-range endurance, making it a favourite for riders who want to push further.
With their oversized balloon tyres and muscular styling, fat-tyre e-bikes turn heads. For some riders, that bold look is reason enough to buy one. But while the tyres offer real advantages in certain conditions - floating over sand, snow, loose gravel or even smoothing out pothole-riddled streets - they come with trade-offs.
Fat-tyre e-bikes are usually heavier than other styles, and some designs have a seating position that encourages reliance on the motor rather than efficient pedalling. The extra rubber also makes steering feel slower, while the wide tread generates more road noise and rolling resistance on smooth surfaces.
That said, for off-road explorers, beach riders, or anyone wanting an e-bike that doubles as a statement piece, they can be great fun. If you’re tempted, the best advice is to try before you buy - ideally back-to-back with a more conventional e-bike - to see whether the benefits outweigh the compromises for the way you ride.

A step-through fat-tyre e-bike designed for comfort and stability. It uses a 250W hub motor paired with a large 48V battery for up to 50 miles of range. The 20" × 4" tyres promise to give plenty of grip.
For people with restricted mobility, adapted cycles - especially with electric assist - are more than transport. They’re vital mobility aids that enable independent travel.
E-bikes and e-trikes make cycling possible for those with balance issues, joint pain or limited stamina. Motor support helps with longer distances, while three wheels add stability and confidence.
The benefits go beyond practicality. With medical approval, adapted cycling can ease joint strain, improve balance and support respiratory health - while also delivering the physical and mental lift that comes from riding. Choosing the right adapted cycle is highly individual, so it’s best to seek advice from a reputable manufacturer such as Jorvik, or through organisations like Wheels for Wellbeing, who can help match you with the right design.
And remember: with adapted bikes and trikes, test riding is essential. What feels safe and comfortable for one rider may not work for another, so always try before you buy.

A compact, folding electric trike designed for stability and ease of use. Features a step-through frame, 250W motor, and up to 60 miles of assisted range. Ideal for riders with balance issues or those who need a practical, storable mobility solution.

Lightweight and foldable, with a 250W motor and 48V battery offering up to 40 miles of range. The low step-through frame and three-wheel stability make it especially suitable for riders with mobility challenges looking for independence and freedom.
Mounted in the front or rear wheel, hub motors are the simplest and most affordable type of e-bike drive. They’re generally low-maintenance and easy to repair.
Front-hub motors can make steering feel heavier, while rear-hub systems give a more natural ride. Both are well suited to flat terrain and moderate hills, but they can struggle with grip on steep climbs or when carrying heavy loads.
Mounted at the part of the bike where the pedals attach, mid-drive motors power the bike through the chain and gears. This makes them more efficient on hills and when carrying heavy loads.
They deliver a natural, balanced ride feel, with the weight centred low on the frame. The trade-offs are cost and upkeep: they’re more expensive than hub motors and put extra strain on the chain and gears.
Retrofit kits allow you to convert a standard bike into an e-bike for less money than buying a complete model. Available in both hub and mid-drive versions, they can be a budget-friendly option - but quality varies. Many kits exceed UK legal limits or put stress on bikes not designed for motors.
Always buy from a reputable supplier, check for compliance with UK EAPC regulations, and make sure your bike is strong enough to handle the upgrade.
The battery is the heart of any e-bike. It’s usually rated in watt-hours (Wh) - think of this as the size of the fuel tank. For example, a 500Wh battery can power a 250W motor for about two hours at full output, though real-world range depends on terrain, rider weight, tyre pressure, weather and how much you pedal.
250Wh: good for short trips and light use
500Wh: around 40–50 miles in real conditions
750Wh: up to 80 miles if used efficiently
Cold weather, headwinds and underinflated tyres all drain the battery faster. Keeping tyres pumped up is one of the simplest ways to extend your range.
Most last five years or 1,000–1,500 charge cycles, though some riders report much longer. Performance fades gradually, so range drops over time. Good care - avoiding extreme heat or cold, keeping it partly charged in storage, and not draining it fully too often - helps extend lifespan. Replacement batteries typically cost £400–£900.
Even the best-looked-after e-bike battery slowly loses its ability to hold charge as it ages. You might notice the distance you can travel on one charge getting shorter — a sign the battery is starting to wear out. There are a few easy ways to find out how it’s doing.
Most major brands build e-bikes that automatically record key battery information, such as how many times it’s been charged and how much power it can still store. A bike shop or dealer can connect your e-bike to diagnostic software or use a wireless link to read this data and tell you roughly how much life the battery has left. For most riders, this is the simplest and most accurate way to check battery health.
Your bike’s display can offer clues about battery condition:
Bosch systems don’t show detailed battery information on screen, but a shop can read it for you.
Shimano STEPS shows charge level and range; the free E-Tube app gives a bit more detail.
Bafang displays show voltage (how much electrical charge the battery is carrying) and estimated range, but not long-term wear. If you notice the battery draining faster than it used to, it could be a sign it’s ageing.
Some newer e-bikes connect to smartphone apps that display useful data, such as how many times you’ve charged the battery and how much capacity remains.
More confident riders sometimes use tools like a multimeter — a small device that measures voltage — to get a rough idea of battery condition. A healthy 36-volt battery should read around 42V when fully charged. But this kind of testing involves electrical parts and isn’t for everyone, so if you’re unsure, it’s best left to a bike shop.
Many e-bike retailers now offer battery health checks as part of routine servicing. It’s a simple way to catch problems early, avoid sudden range loss, and plan for a replacement when the time comes.
Lithium-ion batteries power everything from smartphones to laptops, and in day-to-day use they are overwhelmingly safe. The main risks with e-bikes don’t come from the technology itself but from poor-quality products and misuse. Cheap bikes, chargers and batteries sold by disreputable dealers, or DIY conversion kits installed without proper knowledge, raise the risk. Damaged or mistreated batteries can also become unstable.
The greatest danger comes from mixing and matching parts that weren’t designed to work together. A battery paired with the wrong charger, or a motor control unit that doesn’t manage voltage correctly, can overheat and fail. Substandard waterproofing and low-grade components only add to the hazard.
To minimise risk, the UK government recommends five simple steps when buying and charging:
Only buy an e-bike, battery or charger from a trusted seller, and check reviews.
Always follow the manufacturer’s instructions for charging and storage.
Never mix and match batteries or chargers - stick to the recommended pairing.
Charge in a safe location, away from exits, and unplug once charging is complete.
Never tamper with or modify your battery.
When your battery eventually wears out, recycling is the responsible option. Local council recycling centres usually accept e-bike batteries. Some high-street retailers, including Halfords and Currys, also offer drop-off points.
Choosing an e-bike isn’t that different from choosing a regular bike. Frame size, fit and quality all matter, but the extra technology makes test rides even more important.
Frame and fit
A bike that fits properly is more comfortable and enjoyable. Step-through frames make mounting easier and are useful if you’re carrying kids or shopping.
Brakes
Most e-bikes now come with hydraulic disc brakes. They give strong, predictable stopping power, even in the rain, with less maintenance than older systems.
Gears
Hub gears are low-maintenance and good for city use, while derailleurs give a wider range for varied terrain. Some e-bikes use belt drives instead of chains, which are clean and almost maintenance-free.
Display and controls
Basic displays show speed, battery level and assist mode. High-end systems may add navigation, range predictions, fitness tracking or smartphone connectivity. They’re waterproof, but covering them when parked in heavy rain helps them last longer.
Accessories
Commuters might want panniers, mudguards and integrated lights. Cargo riders may add child seats or weather canopies. Mountain bikers might prioritise dropper posts (a seat that lowers at the press of a button), tubeless tyres (tyres set up without inner tubes to reduce punctures) and wider pedals. A good lock is essential - and check with your insurance provider which lock rating they require.
Under £1,500
Entry-level hub-motor bikes with smaller batteries and basic parts.
£1,500–£3,000
The sweet spot for most buyers. Larger batteries, better motors, hydraulic brakes and quality components.
£3,000–£5,000
Premium commuters, capable e-MTBs and high-spec gravel bikes. Top motors, smart features, excellent ride quality.
£5,000+
High-end e-MTBs, road bikes and heavy-duty cargo bikes. Cutting-edge tech, ultra-light frames or dual-battery setups.
One of the most affordable ways to buy an e-bike in the UK is through the Cycle to Work scheme. You get a new bike and accessories through your employer, paying it off in monthly deductions from your gross salary. Because payments are taken before Income Tax and National Insurance, a basic-rate taxpayer typically saves 25–30%, while a higher-rate taxpayer can save 40–45%. For example, a £2,000 e-bike might end up costing around £1,400–£1,500 for a basic-rate taxpayer, or £1,100–£1,200 for someone on the higher rate.
The old £1,000 cap was lifted in 2019, so higher-value e-bikes are now eligible, although the maximum spend still depends on your employer’s chosen provider.
At the end of the hire period - usually 12 months, sometimes longer - you don’t hand the bike back. In practice, most employers or scheme providers charge a nominal fee or move you into an extended use agreement, so ownership transfers to you later without a big final payment. This makes the savings genuine and keeps the process straightforward.
The scheme also covers accessories such as locks, lights, mudguards and panniers - meaning you can equip your e-bike properly and spread the cost in the same way.
Cyclescheme
UK’s largest, 2,600+ partner shops
cyclescheme.co.uk
Green Commute Initiative
Up to £10,000 limit, own the bike for £1 after extended hire
greencommuteinitiative.uk
Bike2Work
2,200+ partner shops
bike2workscheme.co.uk
Cycle2Work (Halfords)
Halfords, Tredz, and independent partners
cycle2work.info
Most schemes cover e-bikes and accessories. Your employer must be signed up (ask HR, or invite them to join). A £2,000 e-bike costs a basic rate taxpayer £1,360 after savings, paid over 12 months at £113/month.
If you’re looking to make your money go further, it’s also worth considering the growing second-hand and refurbished e-bike market. A well-maintained used model can offer the same ride experience for far less than new, especially if it comes from a trusted retailer.
With e-bikes now firmly part of everyday cycling in the UK, the second-hand and refurbished market is beginning to thrive. Instead of paying full price, you can find bargains on quality brands, provided you buy carefully. Always check the frame for cracks or damage, look for drivetrain wear, and confirm the serial number and proof of purchase. The most important part is the battery: replacements can cost £400–£900, so check its age, condition and that it’s paired with the original charger. Make sure the bike meets current UK EAPC rules (a 250W motor with assistance cutting out at 15.5mph) before committing.
Buying from a reputable retailer helps remove much of the risk. Halfords has a section that sells refurbished examples of its own range of e-bikes, each graded for condition. MyNextBike acts as a broker for used e-bikes with buyer protection and easy delivery options, while E-Bike Exchange specialises in high-end used e-bikes, inspected and warranted by technicians.
Whether you buy from a retailer or privately, it’s essential to keep clear proof of ownership. For insurance purposes – and to make it easier to sell the bike yourself if you decide to let it go - hold on to your receipt and make a record of the frame number. Alternatively, an independent valuation from a recognised bike shop or mechanic is a good alternative. Photos of the bike and its identifying marks are also useful evidence should you ever need to make a claim.
If you’re buying privately, meet the seller in person, inspect the bike in daylight, and walk away from anything without verifiable documentation. If you’re confident with bike mechanics, check the drivetrain, motor connections and battery yourself; otherwise, ask a trusted local workshop to inspect the bike before you commit. A well-chosen used e-bike can perform every bit as well as a new one, save you a significant amount of money, and still be fully insurable when backed by proper proof of ownership.
For riders looking beyond off-the-shelf models, the UK has a small but growing custom e-bike scene where craftsmanship meets cutting-edge technology. These builders hand-finish and assemble electric bikes around your fit, riding style and purpose — whether that’s refined city commuting or longer adventure rides. It’s a very different experience from choosing a stock size in a showroom.
Built and assembled in Britain, the Evari 856 combines a carbon-fibre monocoque frame, titanium hardware and Bosch’s Performance Line CX motor. Riders can choose between Single Speed or Rohloff hub drivetrains, with finish and detailing options offered through Evari’s custom studio. Prices start around £5,495 – £5,995 for the Core model, rising to £8,995 + for higher-spec editions. It’s a striking blend of minimalist design and precision engineering — a truly distinctive British-made e-bike.


The Percheron from Ormonde is a luxury British e-bike, handcrafted to order with a titanium frame and fully integrated electric assist. Each commission is built around the owner’s preferences for fit, finish and specification, resulting in a ride that feels both timeless and personal. Priceing generally between £11,000 and £18,500, reflecting the level of craftsmanship and exclusivity involved.
While true “one-off” frame building for e-bikes remains rare in the UK, these two brands demonstrate how far British design and engineering have come — offering electric bikes that are both technically advanced and uniquely personal.
Many retailers run demo days or allow longer test rides. Halfords and Evans sometimes let you borrow an e-bike for a weekend. Local councils, including Milton Keynes, Greater Manchester and parts of the West of England, offer free trials or cargo bike schemes. Community groups may also provide month-long loans so you can see how an e-bike fits into daily life.
Always test ride before buying. Check:
How smooth the motor feels.
Whether you can ride comfortably without assistance.
If it’s manageable to lift, store or get through doors.
Whether controls are easy to use.
Ride at least 15–20 minutes, try different assist levels and tackle a hill.
Day to day, looking after an e-bike is much like a regular bike: keep tyres inflated, clean and oil the chain, and have the brakes checked. The main extra is caring for the electrics. Keep the battery dry and partly charged when stored, wipe the battery connection points with a dry cloth, and avoid pressure-washing the motor or display. Because e-bikes are heavier and more powerful, chains, brake pads and tyres can wear faster - budget for a bit more frequent servicing. An annual service at a qualified e-bike shop is a good idea.
E-bikes are high-value targets for theft. No lock is thief-proof, so specialist cycle insurance is worth considering. Home insurance often excludes or limits cover.
Theft cover at home and away (including racks and car mounts).
Accidental damage cover.
Battery theft cover.
Public liability cover (like third-party insurance for cars).
Accessories cover (lights, panniers, locks).
Some also include roadside recovery and a hire bike if your e-bike is stolen or damaged.
If you buy a new e-bike from a major UK retailer like Evans Cycles or Balfe’s Bikes, you’ll often be offered 30 days of free insurance from Sundays at the checkout.
The cover includes:
Theft and accidental damage, both at home and while out riding.
Public liability protection in case you cause injury or damage to property.
Cover for your battery as part of the bike.
There’s no commitment at the end of the 30 days, but if you want to keep the cover going you can switch to a paid policy. It’s a simple way to start your e-bike journey with one less thing to worry about - and a reminder that if you’ve spent thousands on a new bike, protecting it properly is as important as choosing the right lock.
The best e-bike isn’t the flashiest or most expensive - it’s the one you’ll actually ride. A £1,500 model that fits your lifestyle will do more for you than a £5,000 machine gathering dust.
E-bikes today are more reliable, better value and available in more styles than ever. There’s never been a better time to try one. And while it might sound obvious, shopping around really can save you hundreds of pounds - prices vary widely between retailers, even on the same model.
The benefits go beyond your own rides too: e-bikes can cut congestion, reduce emissions and road danger, and help create liveable neighbourhoods. Choosing one isn’t just good for you - it’s a step towards better streets for everyone.
This guide was last updated in October 2025. Prices and specifications are subject to change. Always verify current details with retailers before buying.
All images are sourced from manufacturer websites, authorized retailers, and product review sites. Images are used for informational and educational purposes in accordance with fair use guidelines.
For the most current product images and detailed specifications, please visit the official manufacturer websites or authorized UK retailers mentioned in the main guide.
Last Updated
October 2025
For commuting, a city e-bike with mudguards, lights and a rack will make everyday trips a lot easier. If your journey includes a train or bus, a folding model is far simpler to stash or carry. Families often discover cargo e-bikes open up whole new possibilities, whether that’s the school run or the weekly shop. Off-road riders have a wide range of electric mountain bike styles to choose from, while gravel e-bikes offer a halfway house for those who mix tarmac with trails. Much of this feels like common sense - because it is. But you only really know what works once you’ve ridden a few. A short test ride will tell you far more than a spec sheet or sales pitch ever could.
Start with the obvious: shop around. Prices for the same bike can vary a lot between retailers, sometimes by hundreds of pounds. You can also find good deals on previous-year models, which are often discounted when new versions are released, even though the bikes themselves are brand new. Another option is the Cycle to Work scheme, which has to be arranged through your employer. It lets you pay in instalments directly from your salary before tax, saving 25–45% on the price. A £2,000 e-bike might cost around £1,360–£1,500 for a basic-rate taxpayer, or as little as £1,100 for a higher-rate taxpayer.
It can be a way to save money, but it comes with risks. The biggest concern is the battery: replacements cost £400–£900, so if it’s old or poorly looked after, you might not be saving much at all. Always check that the charger is original and the battery hasn’t been tampered with. Also make sure the bike meets current UK EAPC rules - imports may not. If you’re not confident in checking these yourself, buy from a trusted retailer or get the bike inspected by a shop before handing over cash. Sundays’ insurance can cover used e-bikes too, as long as they were originally bought new in the UK and you have proof of purchase.
No. As long as your e-bike meets the Electrically Assisted Pedal Cycle (EAPC) rules, it’s treated as a bicycle. That means no licence, no registration, and no tax or MOT. To qualify, your bike must have pedals, a motor no more powerful than 250 watts, and assistance that cuts out at 15.5mph. Anything above that is legally classed as a moped or motorcycle and requires registration, insurance and a licence.
Yes - e-bike batteries use the same lithium-ion technology you’ll find in phones and laptops, and problems are rare. The main risks come from buying cheap batteries and chargers from unknown sellers, or mixing and matching components that weren’t designed to go together. Damaged or tampered-with batteries can also be dangerous. To stay safe, always use the charger supplied with your bike, buy from reputable brands, and avoid charging in places that block an exit.
It’s a smart idea. E-bikes are valuable and attractive to thieves, and no lock is completely thief-proof. Specialist e-bike insurance policies cover theft, accidental damage and battery replacement, and often include extras like public liability and cover for events. This type of protection is especially important if you bought your e-bike through the Cycle to Work scheme - because until the agreement ends, you’re still liable for the bike’s full value if it’s stolen.